A high calibre professional having a vast and illustrious record of 23 years in retail banking. He has served some of the top conglomerates of the country including ICICI Bank, Mahindra Home Finance and Bajaj Auto Finance. His expertise in Mortgage Loan, Disposal Activity, Debt Service Management, Legal Process (Arbitration & SARFAESI), Pre Delinquency Management(PDM), NPA Management, Recovery, Audit & Compliance add value to the company.